money Archives - Page 2 of 7 - Ramblin' with Roger

For the need of money, it seems

What’s that about?

money This happened, six or seven years ago. I was riding on my Trek bicycle that I had purchased a few months earlier. I happened to stop outside of my current church.

A person who I did not know told me that I ought not to have had the bike I owned because I was “too fat and poor.” Yow.

I was too stunned to come up with a treppenwitz response. I’ll own the fat part. But poor? What’s that about? Underpaid, yes. Did he think that because I was overweight, I must also be impoverished? Is there a racial component? I dunno.

This happened last summer. I went to a Friends of the Albany Public Library book discussion by an author. During the Q & A, I asked what I thought were some cogent questions. Afterward, I pulled out a $20 bill to buy his first book. He asked if I sure I could afford it. He then also gave me his third book for nothing.

Also last summer, my wife went to see our financial planner. It’s REALLY boring stuff for me. He sounds like the adults on any Charlie Brown TV special, and I’ve told him so. Still, what he said was that we had a 99% of having a “successful” retirement, based on the money that we – mostly my wife – have saved.

I actually had some extra money in my checking account because I started collecting Social Security a few months before I retired. The teller at my bank recommended I talk to one of their financial people. As it turns out, after meeting two different people, unless I had $15,000 to invest – I did not – the best rate I could get was 0.1% interest.

The next day, I took out $5000 and put it into a 9-month CD at my credit union at 2.13%, not great, but it’s something. I guess I’m NOT “too poor” to buy that book or even that bicycle. So THERE.

Sweet for 4G (apologies: James Taylor)

I had not seen Deborah in decades because she lives in Europe.

Deborah Mends The envelope was in a box of unsorted miscellany, rather than in the mail drawer. I discovered it about a month after the May 2 date on the letter. It came from MetLife.

“RE: Case Number…

“DEAR ROGER GREEN:

“We are trying to locate ROGER GREEN regarding an important insurance matter. They last resided at [my address in 1999-2000].

“If you know ROGER GREEN…” Do I! Calling the 800 number, I was told I would get some form to fill out.

Three weeks later, the Identification Questionnaire letter came. Section I was easy enough, Insured’s Information.

But Section II was nigh unto impossible. “Insured’s address when policy was issued.” I didn’t know THAT the policy was issued. “Date”? Dunno. “Name of agent who issued the policy” – seriously?

I ASSUME this was some sort of policy that was arranged by my parents at some point, though they never told me about it. Back in the 1990s, I started receiving these minuscule dividend checks every quarter from MetLife. $2.64 or $2.97 or $3.18, which I thought was a function I set up from something I must have set up.

In any case, I spoke to a different customer service representative. HE told me that I shouldn’t have needed to fill this form out, since I had an account with them. Long story short, I received a check for about $4,400 in early August.

It’s not life-changing money, but it’s life-made-easier money. We had one laptop among three of us; now we have two. And when it’s lacking software protection I assumed incorrectly that would be included, I acquired it.

I took a trip for work to Washington, DC, and the credit card bill came due before the reimbursement check arrived; not a problem. My trip to Yankee Stadium was affordable. I purchased tickets for an upcoming concert.

Most spontaneously, I could take a train to Poughkeepsie one morning to see my friend Deborah. I had not seen her in decades because she lives in Europe. She drove 90 minutes from Connecticut. We share hot drinks and a muffin at the nearby coffee shop for a couple of hours. Then I took the train back so I could go to work in the afternoon.

To be sure, some of these – the Yankees game and seeing Deborah, for sure – I would have done WITHOUT the extra cash.

BTW, the JT reference is to Suite for 20 G. From Songfacts: “This song was an amalgamation of several bits of songs/melodies/lyrics/themes that Taylor had laying around as kernels for three future songs that hadn’t yet come together. He and his producer, Peter Asher, had a deadline to meet for completing the Sweet Baby James album, and they needed one more song to do it. Asher had him string these loose themes together to make a single ‘Suite’ and get the $20,000 (20G) they were promised by Warner Bros. Records for completing the album, which is how it got the title.”

May rambling #1: The Case Against Reality

I had a terrible blogging April, but because I work ahead, it wasn’t always evident.

1965 edition of “Our New Age”[/caption]

The Case Against Reality. A professor of cognitive science argues that the world is nothing like the one we experience through our senses.

Song Of My Self-Help: Follow Walt Whitman’s ‘Manly Health’ Tips, appearing in the Walt Whitman Quarterly Review. It was uncovered by a University of Houston student, and includes: “The beard is a great sanitary protection to the throat.”

The Neverending Workday – A pervasive cultural norm of work devotion leaves many employees with little time for family, friends, or sleep.

In rural Maine, a life of solitude and larceny. Police say the hermit stole to survive 27 years in the woods.

What Would Happen If We Just Gave People Money?

After ‘The Biggest Loser,’ Their Bodies Fought to Regain Weight. “Contestants lost hundreds of pounds during Season 8, but gained them back. A study of their struggles helps explain why so many people fail to keep off the weight they lose.”

United Methodist Church Requires Removal of Reference to LGBTQI Christians from Worship Greetings, and, reported the next day, United Methodist clergy come out as church conference begins.

Transcending ignorance. Plus AmeriNZ weighs in, as does Funny or Die.

This isn’t just for me. It’s for everybody who needs a pep talk.

The smug style in American liberalism.

John Oliver: science reporting and Puerto Rico debt and cicadas.

Russian Insider Says State-Run Doping Fueled Olympic Gold.

Someone Put Bartolo Colon’s First Homer In The Natural, Where It Belongs.

Boston Globe: As great as David Ortiz is, Teddy Ballgame is still No. 1.

Free Comic Book Day isn’t free for everybody.

Morley Safer Stepping Down From ’60 Minutes’ After 46 Years.

President Obama delivered a commencement speech at Howard University.

WHCD: Barack Obama and Larry Wilmore. Plus An Obama Blooper Reel, from The White House Correspondents’ Association.

America operates under a crazy quilt of voting requirements, “with each state making its own laws for different populations and with challenges to those laws whipping back and forth through the courts. But if the primaries have frustrated the candidates, try being a voter in November.” Including New York.

Former NY State Assembly Speaker Sentenced to 12 Years in Prison. And former NY State Senate Majority Leader Dean Skelos sentenced to five years for corruption. Those were two of the three most powerful people in state government, along with Governor Andrew Cuomo.

MUSIC

First Listen: Bob Dylan, ‘Fallen Angels’.

Great audio/visual presentation of Billboard Top 10 songs from 1956 – 2016 (22,000 songs!)

Jaquandor: Music to write swashbucklers by.

Happy birthday to Reverend Gary Davis (April 30, 1896 – May 5, 1972) and James Brown (May 3, 1933 – December 25, 2006).

K Chuck Radio: Rare tracks.

Return of the Monkees and remembering Harry the Hipster Gibson.

What Have I Done to Deserve This? – Pet Shop Boys, with Dusty Springfield.

What does Becky mean? Here’s the history behind Beyoncé’s ‘Lemonade’ lyric that sparked a firestorm. (And me, nearly oblivious to it all.)

Keef cartoon: Nina Simone.

Local legend Ruth Pelham to close Music Mobile. Lack of funds leads the musician to close her beloved program.

Minnesota’s Broad Publicity Rights Law, The PRINCE Act, Is So Broad That It May Violate Itself.

GOOGLE alerts (me)

TWC Question Time #36: I Love You, But… Moments from your favorite comics characters you consider particularly embarrassing.

Arthur on the blog balance. I too had a terrible blogging April, but because I work ahead, it wasn’t always as evident. So we may be Blogging Twins™.

Dustbury is blogging. Chaz is my blogging hero.

AmeriNZ on Kasich dropping out of the presidential race and the REAL May Day.

Shooting Parrots is a grammar nerd.

Ted Cruz solicits me; no, that doesn’t sound right…

I goose Jaquandor; it was not painful.

Money or mitigating mistakes?

Would I have to relive parts of my twenties? OH, God, please, NO.

One finds these on Facebook all the time. Would you rather have this large sum of money, or do something that would be perceived as nobler?

I look at these options, and the choice was surprisingly easy; I’d take the cash. This does not come from either greed or shallowness. Rather it is from the recognition that the mistakes I made – and to quote Sinatra, “I’ve made a few” – are what makes me, ME. This is NOT to say that there aren’t choices I’ve regretted, only that undoing them would mean I would presumably unlearn the lesson of my errors.

To play the scenario out, there’s no guarantee that fixing the mistakes would lead to a good result. I was struck by the fact, in the Stephen King novel 11/22/63, that the protagonist has to make several different attempts going back in time to try to thwart the assassination of President John F. Kennedy. More prosaically, there’s an irritating newish Disney show called Best Friends Whenever, about time-traveling teens, and they too find going back to fix things not so easy.

Would I have to relive parts of my twenties? OH, God, please, NO.

Sometimes mistakes are good. I was giving a presentation at the Friends of the Albany Public book review on The Gospel According to the Beatles. Some of the group’s greatest creativity came from “mistakes,” such as the line “two-foot small” in You’ve Got to Hide Your Love Away, instead of “two-foot-tall.” Moreover, there is a philosophy that one should embrace errors as part of the serendipity of life. Many inventions were “mistakes,” someone trying to make something else.

Hey, maybe the mistake was not saving enough for retirement, or for The Daughter’s college fund. Taking the money would SOLVE the error.

Online, someone fretted that having lots of money would be too likely to change his life, a legitimate concern, giving the history of some lottery winners. I wrote:
Think of the things
You can do with that money
Choose any charity
Give to the poor
This reference to Caiaphas singing in Jesus Christ Superstar – Damned For All Time/ Blood Money – was totally lost on the participants, alas.

But what say YOU?

The falling leaves, and other parts

Alexander Hamilton was the most significant immigrant in early US history.

You can blame Jaquandor for much of this post. A bit ago, he linked to this lovely poem about an old maple tree coming down.

I don’t think I pay attention to the trees, or nature generally, enough. A few months ago, a huge branch fell from our tree, a maple as it turns out, in the farthest part of the back yard. The massive branch, too heavy for me to move, barely missed the shed, but it turned into an accordion our compost container.

Just recently, the branches have been removed, and the tree is now clipped, but still massive. The last time said the tree was trimmed, we were told it may need to come down altogether in a few years if the clipping doesn’t help it regenerate. That’d be too bad, for it provides great shade.

Meanwhile, nearer to the house, an oak tree has sprung up. It wasn’t even there when we moved in in 2000, and we didn’t plant it, but it is thriving nonetheless.
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Also, Jaquandor did one of his random Wednesday Conversation starter questions. To wit:

“Should we get rid of the dollar bill in favor of a coin?
“And what changes would you make to US currency in general?”

Yes to the dollar coin (which Americans seem to have rejected). This still bugs me. The US Mint continues to make the Presidential dollar coins, four each year. 2015 brings Harry S. Truman, Dwight D. Eisenhower, John F. Kennedy, and Lyndon B. Johnson, which I’ll buy in November from a vendor at thrice face value because they are no longer distributed to the banks.

Take Jackson off the $20 bill and put Harriet Tubman on it.

Leave the damn $10 bill alone; Alexander Hamilton was the most significant immigrant in early US history, he was a founding father, I attend what was his church (albeit a different building), AND they’ve made a cool, hip hop Broadway musical about him. (The junior senator from our state agrees about Hamilton and the $10.)

Someone else suggested getting rid of the penny, which cost way more than its face value to mint; I’d be good with that as well. Canada has one dollar and two-dollar coins, as well as no more pennies, which pretty much ensures that the United States will maintain the status quo.
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When I visit Blogger blogs to make comments, usually for ABC Wednesday, I HATE the setting by which one has to verify one is not a robot by picking all the steaks, or salads, or whatever. The pics are small enough that it is really a hassle.

And it’s worse when the instructions are in, e.g., French. I had to pick out the “boisson”, which, oddly, I remembered from high school French as some sort of drink, but still.

I also hate the ones that ask me to do a math problem, and the word numbers are in, German. I guessed it was four plus two, but it’s likewise a pain.